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Debit card daily spending limit

Was your debit card declined? You may have reached your daily spend limit.

Updated over a year ago

The debit card's daily spending limit is:

  • $5,000 for transactions made at a healthcare provider, like a doctor's office or a hospital

  • $3,500 for transactions made at a non-healthcare merchant, like a grocery store that offers over-the-counter products

How to pay for an expense greater than the daily limit

Cardholders may still spend over the daily spending limit on qualified medical expenses in one day. (Of course, provided they have the needed funds.) Here's how.

Pay up to the daily spending limit for the expense with your debit card, and then either:

  • Pay the remaining balance the next day with your card.

  • Immediately pay the remaining balance out-of-pocket and reimburse the expense back to your linked bank account.

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